Google +

Know About GOOGLE +:                   Article Contribution - Avinash Kumar

                   Do you all know that there is new social networking website called GOOGLE+? Obviously Every one should know!! Great! Still you are not Aware of it??? Read this on. .

Google yet again tries to challenge the Facebook domination. Google has created a network called Google Plus like Facebook and Orkut. But you can’t join this unless and until you get an invite from your friends who are in Google Plus. If you are already in another social networking website then you must have known already the way in which G+ works.
BUT GOOGLE PLUS IS DIFFERENT FROM OTHER SOCIAL NETWORKING WEBSITES.

There have been question marks about your privacy if you are in a social networking websites but Google removes it. Creating groups is available in goggle plus and these are called as circles. If you want to show content only to your friends you can do it. So the privacy problem is solved. There is a, +1 button here where you can approve your contacts post it’s just like the ‘like’ button in Facebook.

It’s too boring to search for your friends or for your family’s posts. So Google has created a thing called streams. It’s just like categories where you will have friends, family, acquaintances, following under that.
Google will soon create apps for Google plus in android. The application will include circles, streams, multimedia and sparks .It is expected that Google plus will soon create some games which won’t be boring.

You can see a button on the left side called more in your welcome page. If you click that you can see, Google reader. It lets you subscribe to your favourite websites so new content comes to you when it's posted. It’s like a magazine that you can design.
Google sites- here you can create your own website for free. No html required. There is customisable look and feel, and there are settings for accessing and sharing information.
So there are advantages and it is also new and innovative in its ideas.so don’t forget to ask your friends to send you an invite. Join Google Plus and enjoy!!

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Can you be a guarantor? Asses yourself !!!

           If u have the ability to repay the loan amount, then accept yourself as guarantor. Why is it so?? Read on...

                    A Guarantor is a respectable person for both the parties of the contract. Generally a guarantor is required for availing any loans from any person. Assuming a bank gives a housing loan to a person, who sanctions a loan of Rs.15,00,000/- bank has to take due care to get that amount back from the Customers. One of the tools which the financial institution executes is Guarantor.

What does a Guarantor do actually?

                      Physically a guarantor is made to sign a document which runs 20 to 25 pages and he is supposed to sign the documents before the officials of the financial institutions. He generally signs in 10 to 15 columns, generally people does not read what it actually says. What those documents says is that if the borrower fails to repay the full amount or part amount or any of the amounts borrowed including interest,

the guarantor undertakes to pay those dues fully by him which has been accepted on behalf of the officials of the financial institutions. Therefore from the day of signing he may be made liable for the whole amount borrowed of part of the amount what so ever be if the original borrower fails

By this action, the financial institution gets a sturdy assurance towards their money lent. The Banks or other financial institutions has the right to regain the property (if loan is taken for house) or has the right to get back their loan amount for sure irrespective of the receiver of the loan. They may get either from the borrower or from the guarantor.

Actions towards guarantor:

                  The guarantor is bind by the actions of the borrower when the borrower fails to repay. Therefore the guarantor is held liable. If u really know all these facts and if you are supported with Money at your back end, u can proceed towards guaranteeing a person. If not you will be falling in trench.

Hereafter be alert when you sign any document. Signature acts as a sole proof of accepting. Therefore be careful while u sign anywhere at any time. This is not only for a guarantor, but for all who is not aware of any of these things.

Now, what is the assessment result??

                   Are u aware of all these already before signing?? If so great@!! God Bless!! If not, please revert back those where you gave guarantor.

Reverting back is another task which people might not know. According to the provision laid, a guarantor can revoke at any time if he wishes not to continue as a guarantor. But generally the financial institutions will release the guarantor only when he gets a substitute or only when he satisfies that his money lent, will be back without fooling them. Be careful in these issues.

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